Privacy Policy
Effective Date: January 1, 2026
1. Introduction
Hospital Indemnity Insurance ("we," "us," or "our") operates this website as a lead generation service connecting consumers with licensed insurance agents. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website or submit an inquiry through our eligibility form.
2. Information We Collect
We may collect personal information you voluntarily provide, including your name, phone number, email address, date of birth, ZIP code, and other details relevant to matching you with insurance products. We also automatically collect certain technical information, such as your IP address, browser type, device information, and browsing behavior on our site through cookies and similar tracking technologies.
3. How We Use Your Information
We use the information you provide to connect you with licensed insurance agents and carriers who can offer you Hospital Indemnity Insurance quotes and information. Your information may also be used to: respond to your inquiries; improve our website and services; send you follow-up communications by phone, text, or email regarding insurance options; and comply with legal obligations.
4. Sharing Your Information
By submitting your information through our eligibility form, you consent to having your information shared with our network of licensed insurance agents, carriers, and marketing partners so they may contact you regarding insurance products. We do not sell your personal information to unrelated third parties for their own independent marketing purposes without your consent.
5. TCPA Consent & Communications
By submitting the form on this website, you expressly consent to be contacted by us and our network of licensed insurance agents by phone (including autodialed and prerecorded calls), text message, and email, even if your number is on a Do Not Call list. Consent is not a condition of purchasing any product or service. Message and data rates may apply. You may revoke your consent at any time by contacting us.
6. Cookies & Tracking Technologies
We use cookies, web beacons, and similar technologies to understand site usage, improve functionality, and support advertising and analytics services, including third-party analytics providers. You can control cookies through your browser settings, though disabling cookies may affect site functionality.
7. Data Security
We implement reasonable administrative, technical, and physical safeguards designed to protect your personal information. However, no method of transmission over the internet or electronic storage is completely secure, and we cannot guarantee absolute security.
8. Your Choices & Rights
You may opt out of future communications at any time by replying "STOP" to text messages, using the unsubscribe link in emails, or contacting us directly using the information below. Depending on your state of residence, you may have additional rights regarding your personal information, including the right to request access to or deletion of your data.
9. Children's Privacy
This website is not directed at individuals under the age of 18, and we do not knowingly collect personal information from minors.
10. Changes to This Policy
We may update this Privacy Policy from time to time. Any changes will be posted on this page with a revised effective date. Continued use of the website after changes are posted constitutes acceptance of those changes.
11. Contact Us
If you have questions about this Privacy Policy or how your information is handled, please contact us at support@topdoglead.com.